Looking for a bank with free checking? With PCP Free Checking, you pay a $0 monthly Service Charge, plus you never have to worry about fulfilling any requirements to waive monthly fees. That’s the savings and peace of mind you get with Pacific Credit Partners.
| Bank | Monthly Service Charge/Service Fee | Yearly Cost |
|---|---|---|
Pacific Credit PartnersFree Checking | $0 | $0 |
Wells Fargo Everyday Checking+ | $10 | $120 |
Regions LifeGreen® Checking+ | $10 | $120 |
Chase Total Checking®+ | $12 | $144 |
Bank of America Core Checking®+ | $12 | $144 |
+Monthly Service Charge/Service Fee information is based on information published by Chase, Wells Fargo, Regions, and Bank of America as of 6/10/2019.
*Monthly Service Charges/Fees apply if the account holder does not meet the requirements to waive the Monthly Service Charge/Service Fee. The requirements to waive the fees may include direct deposit or minimum daily balance as further described on the bank website.
All checking accounts and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.
Custom Features: Custom Features are available to PCP Free Checking account holders. Such account holders can select Custom Features based on their personal financial needs, for a fee per Custom Feature per statement cycle. Please refer to the account Terms & Conditions for additional information. ATM Transactions, Check Supply and Cashier’s Checks: Selection and de-selection of these Custom Features are effective immediately. Features cannot be de-selected for a minimum of six (6) months from date of selection. The applicable Custom Feature fee will be assessed beginning with the first statement cycle that the feature is selected and ending when the feature is de-selected. Safe Deposit Box: Subject to availability. The Safe Deposit Box Fee associated with the Safe Deposit Box must be auto debited from the Pacific Credit Partners Free Checking account.
Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by Pacific Credit Partners. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.
Text Message Alerts: Message and data rates may apply. Please check with your wireless carrier about such fees.
Pacific Credit Partners are trade names of PCP USA, a member of the Pacific Credit Group. PCP USA, Member FDIC.
Open a Pacific Checking Account