Mobile Term and Conditions
Hello, and welcome to PCP ("The Service"), owned and operated by Pacific Credit Partners ("The Company"). Pacific Credit Partner’s mission is to serve a diverse and growing market in the U.S. mainland and abroad with superior service and competitive financial products that facilitate: home ownership and residential and commercial real estate development through our mortgage banking units and retail banking subsidiaries; savings, the accumulation of wealth and the availability of consumer and commercial credit through our retail banks.
Pacific Credit Partners does not charge you to participate in the PCP Service. However, message and data rates may apply from your wireless carrier. Please consult your wireless carrier for applicable text messaging fees. Under no circumstances will Pacific Credit Partners be responsible for fees that your wireless carrier may charge you for use of The PCP service.
Limitations on Use
You must be at least 17 years old to register for and use the PCP service. If you are under 17 years old, please obtain your parents' permission before you sign up for the PCP service.
Mobile carriers are not liable for delayed or undelivered messages.
Participating carriers include T-Mobile®, Verizon Wireless, AT&T, Sprint, Boost, U.S. Cellular®, MetroPCS, Virgin Mobile, and Cricket.
Support Issues, Canceling or Unsubscribing
You may opt out of the PCP service at any time by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE, or STOP ALL to 32808. Alternatively, you can send an email to [email protected] with your mobile phone number as the subject line. For help or other support issues, you can also send an email to [email protected] Text HELP to 32808 from your mobile phone or call the following toll-free phone number: 888-286-3792
Ownership; Trademarks; Modifications to Offers
You agree that Pacific Credit Partners or its partners will own all legal right, title and interest in and to the PCP services and any offers made through the PCP services, including any intellectual property rights. You agree that you shall not alter or modify any offers made through the PCP service, and shall not remove, obscure or alter any proprietary rights notices (including copyright or trademark notices) which made be affixed to the PCP services or offers made through the PCP services. Except as may be expressly authorized by a partner, you agree that you will not use any Trademark, service mark, trade name, or logo ("Trademarks") of any entity in a way that is likely to or intended to cause confusion with respect to ownership of a Trademark, or that is likely to or intended to be detrimental to the goodwill in such Trademarks.
Pacific Credit Partners reserves the right, at our sole discretion, to terminate your subscription at any time without notice or without future obligation.
Disclaimer of Warranties
Pacific Credit Partners makes no warranties, express or implied regarding the PCP service. The PCP service is provided "as is" and on an "as available" basis, and Pacific Credit Partners DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Factors beyond the control of Pacific Credit Partners including without limitation, the speed of the mobile carrier networks and the internet may affect the performance of the PCP service. Pacific Credit Partners is not responsible for any acts that are beyond the control of Pacific Credit Partners.
Limitation of Liability
You agree to indemnify and hold each Company party harmless from any claim or demand, and any damages, costs, or expenses arising in connection with such claim or demand, including reasonable attorneys' fees and costs, made by any other party due to or arising out of your breach of this agreement or the documents it incorporates by reference, or your violation of any law or the right of another party.
Governing Law; Venue
This agreement and its validity, construction and performance will be governed in all respects by the laws, and in the state and federal courts of the state of Virginia, without regard to its choice of law provisions. You irrevocably agree to accept the exclusive personal jurisdiction and waive any objections to the venue of such courts.